 | |
 |
 |
Protect Yourself against Internet fraud
Through 3D Secure, your credit card can be protected against unauthorised use when shopping online. All you need to do is enrol yourself online and once activated your card number cannot be used for purchases without your personal password.
What is 3D Secure?
3D Secure is a security measure aimed at protecting customers against Credit Card fraud when shopping online. The cardholder will need to register for the service, at no additional cost, and then use a password for authentication when shopping online in future.
Register yourself
To shop online you are required to enrol and activate your card(s) for this service. You will not be able to shop at participating merchants if you have not activated your card(s).
About the activation process
When activating your card you will need to provide the following details:
- Card number
- Card verification value, which is the last three numbers on the signature
panel on the back of your card
- Expiry date
- Name embossed on the card - please enter your name exactly as it appears
in either the ID or passport, which your bank has on record from when you opened your card
account and update as per FICA requirements;
- Email address if available
To activate please follow the bank links below :
Absa
First National Bank
Nedbank
Standard Bank - Not available
How does 3D Secure work?
When you as cardholder, purchase for the first time online at a participating merchant, you will be required to activate your card by supplying the information requested on the screen. Click 'continue' to proceed with the activation process. You will be requested to create a password (4 to 8 alpha-numeric characters) for identification and authentication purposes for future online/internet purchasing only.
Click 'submit' to conclude the activation process. You will subsequently be presented with an authentication screen, detailing your purchase particulars (site name, purchase amount and date) and you will be requested to authenticate yourself with your created personal password. Click on 'submit' to proceed with the purchase.
Without your password, the purchase can not be concluded. After initial activation of a specific credit card, you will only be required to enter your password for future online/Internet purchases with the same card.
What is a participating merchant?
Merchants participating in the 3D Secure environment will in all instances endeavour to authenticate cardholders shopping on their site. Merchants are participating if they have deployed a software module, called a Merchant Plug-in (MPI) on their online site. This software module routes the card payment detail to Issuing banks Access Control Server for verification and authentication prior to authorisation of the transaction. Only participating merchant sites will present the cardholder with an activation and/or authentication screen/s during online shopping. Only cardholders that have activated their cards will be authenticated.
Can I purchase at merchants that do not participate in 3D Secure?
Yes. You will however not be able to utilise 3D Secure. You will be able to complete the shopping process by following the regular "checkout" route.
For More Information please visit the bank sites.
